Why use a Mortgage Broker?


Anita Groves Standing
  1. I work for you, not the bank.
  2. My services are free as the lender pays me a finder’s fee.
  3. I have access to competitive interest rates that the banks don’t want you to know about, saving you thousands of dollars.
  4. I shop the market, saving you time – calling me is like calling over 50 different home mortgage lenders including Banks, Credit Unions and Trust Companies – I have access to all of them.
  5. Our application process is simple and quick; I’ll take some information and then send it electronically to the lenders that I feel are the best fit for your situation.
  6. I’ll walk you through the process of getting a mortgage, step by step, especially if you are a first time homebuyer.
  7. I’m available on your terms – day, evening and weekends.
  8. I pull only one credit bureau search for you but can forward your file to many lenders.
  9. I offer a large range of products; self-employed, credit challenged, cash back, New to Canada, cottage properties or second homes, HELOC’s (lines of credit), second mortgages and more.
  10. I am a Licensed Expert. You deserve to deal with a professional mortgage expert specializing in mortgages from all lenders –  not just one.
  11. I offer Rate Protection. If the rates drop before you close, you automatically get the lower rate and if rates go up you have the lower rate locked in.
  12. I offer follow up, including annual mortgage check-ups, variable rate updates, and up to date mortgage news that could help you with your upcoming decisions.